Comfort is More Affordable Than Ever!

At Bryant’s We understand every family has a budget and we strive to provide ways to make our Customers’ comfort needs affordable. With that said, Bryant’s Heating and Cooling has teamed up with multiple partners to provide affordable financing options. Our partners include local utility companies and third-party vendors. Local utility partners include D.C. Gas Company, Fort Payne Improvement Authority and TVA eScore. Third party vendors include Service Finance Company, Green Sky, and Enerbank. Among these options there are many different plans available. Call us for complete details or fill out available online applications any time of the day or night below.

TVA Escore Program – See How Easy It Can Be To Live Comfortably.

eScoreeScore is a home improvement offer from TVA and your local power company that provides a simple path to making your home as energy efficient as possible. This program also offers Financing through Vanderbilt Mortgage and Finance.

What is eScore?

eScore™ is an exciting program offered by TVA and your local power company that provides you with expertise and financing to help you make energy improvements to your home.

Who is Vanderbilt Mortgage and Finance?

Vanderbilt Mortgage and Finance, Inc. is a national housing lender that has partnered with TVA and your local power company to provide easy, efficient financing for homeowners participating in eScore™. Headquartered in Maryville, TN, Vanderbilt Mortgage and Finance has over 40 years of lending experience and over 900 team members to serve your needs.

How Does It Work?

Follow these simple steps when you’re ready to make an energy improvement to your home.

Step 1 > Register your home online at

Step 2 > Under the “My eScore” tab, click “Apply for Financing”

Step 3 > Complete the FREE online application and receive credit decision instantly

Step 4 > Select Bryant’s Heating and Cooling as the contractor from TVA’s Quality Contractor Network.

Step 5 > After your contractor installs your upgrades, close your loan. Our online loan closing is completely paperless- you can even sign electronically!

Service Finance Company

Service Finance Company LogoService Finance Company, LLC is a nationally licensed sales finance company and an approved FHA Title I Lender. We are a primary lender providing installment loan solutions for qualified borrowers with favorable consumer interest rates and extended repayment terms. That way, you can invest in your home’s comfort or respond to unexpected heating and cooling needs without breaking your monthly budget.

With Financing from Service Finance Company, LLC, You’ll Enjoy:

  • Flexible promotions and competitive interest rates
  • Fast credit decisions and funding
  • Credit lines customers can handle
  • High quality, friendly service
  • Call us today for complete details!


  • Loans from $1500 to $55,000
  • 100% Unsecured Financing
  • Quick and Easy Paperless Application Process

Almost nobody plans for an HVAC problem and homeowners are typically not prepared for the necessary expense. GreenSky® is there to help.

Meeting virtually any financial need – With a wide variety of plans, you can afford the comfort you need or want.

Best value – Whenever possible, you can be approved for enough credit to help your family take advantage of the long-term savings offered by a more efficient system or add additional products and services you need.

Financing Options from GreenSky

Finance Your HVAC Project
3128 - 12 Months No Interest, No Payments - (84 Principal Pmts)
1207 - Reduced Rate 7.99% for 120 Months
1969 - Reduced Rate 9.99% for 96 Months
Financing for GreenSky© credit programs is provided by federally insured, federal and state chartered financial institutions without regard to race, color, religion, national origin, gender or familial status. NMLS #1416362; CT SLC-1416362; NJMT #1501607 C22


  • Unsecured installment loans to $65,000
  • Quick & easy loan-by-phone application process or online application
  • No application fee, no closing costs, no prepayment penalty
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*Loans provided by EnerBank USA, Member FDIC, (1245 Brickyard Rd., Suite 600, Salt Lake City, UT 84106) on approved credit, for a limited time. Repayment terms vary from 24 to 132 months. Interest waived if repaid in 365 days. 18.58% fixed APR, effective as of July 1, 2019, subject to change. Interest starts accruing when the loan closes.

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*Loans provided by EnerBank USA, Member FDIC, (1245 Brickyard Rd., Suite 600, Salt Lake City, UT 84106) on approved credit, for a limited time. Repayment term is 84 months. 6.99% fixed APR. Minimum loan amounts apply. The first monthly payment will be due 30 days after the loan closes.